Arrive with a file that tells one consistent story
This session suits applicants who have chosen a realistic vehicle budget but have not yet submitted finance. We check whether payslips, bank activity and declared commitments align, and we identify ordinary expenses that are often missed when a form is completed quickly.
The 90-minute remote meeting includes a preparation checklist, review of one household budget and a short written note of gaps to resolve. It does not include a credit bureau dispute, lender selection or an assessment of a final quotation.
The fixed fee is R950 including VAT. Allow one business day after the session for the written note. Applicants with variable commission, new businesses or several income sources may need the full affordability audit instead; we will say so before accepting payment.